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FLEXIBLE CAR FINANCING IN KENYA

Drive Your Dream Car Starting Today

We partner with Kenya's leading banks and SACCOs to get you the most competitive loan rates — with approvals in as little as 24 hours.

Talk to Finance Team
From 13% p.a.
10+ Bank Partners
24hr Approval
Secure Process
Up to 72 Months
YOUR OPTIONS

Financing Solutions for Every Need

Choose from bank loans, SACCO loans, hire purchase or asset finance, with options designed around your vehicle, deposit and repayment needs.

FINANCING SOLUTIONS

Flexible options for your purchase.

Bank Loan

Competitive rates from leading Kenyan banks. 20% minimum deposit. Up to 72 months repayment. KCB, Equity, Co-operative, NCBA and more.

From 13% p.a.

SACCO Loan

Lower rates through your SACCO with flexible repayment tied to your contributions. Often no collateral required beyond the vehicle.

From 10% p.a.

Hire Purchase

Drive the car while paying instalments. Lower entry deposit required. Ownership transfers upon final payment. Flexible terms available.

Low deposit option

Asset Finance

For businesses and self-employed. The vehicle serves as collateral. Structured repayments aligned to your cash flow cycle.

Tailored terms
PAYMENT TOOLS

Your Financing Calculators

Use both tools side by side to find the right plan for your budget.

ESTIMATE YOUR PAYMENTS

Monthly Payment Calculator

Monthly PaymentKES 64,386
Loan AmountKES 2,400,000
Total InterestKES 690,528
Total RepaymentKES 3,090,528
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HIRE PURCHASE FINANCING

Hire Purchase Calculator

Monthly InstallmentKES 85,000balance/months + monthly facility fee
Deposit (40%)KES 600,000
BalanceKES 900,000
Balance / 12 monthsKES 75,000
+ Monthly Facility FeeKES 10,000KES 10,000 / month
Monthly InstallmentKES 85,000
Total CostKES 1,620,000
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APPLICATION REQUIREMENTS

What You Need to Apply

National ID / Passport

Valid government-issued ID

KRA PIN Certificate

For tax compliance verification

Proof of Income

3 months payslips or bank statements

Proof of Residence

Utility bill or bank statement

Deposit (Min 20%)

Of the vehicle purchase price

READY TO FINANCE?

Start Your Finance Application

CAR FINANCING

Financing Enquiry

Tell us a little about your purchase and we'll help you explore suitable options.

STEP 01

Your Details

STEP 02

Financial Information

STEP 03

Vehicle & Purchase Details

What happens next?
Our finance team will assess your enquiry and come back to you within 2 business hours with personalized financing options. Submission does not guarantee financing approval.

Privacy Guarantee: Your personal and financial details are kept confidential and used only to help our team assess suitable financing options.

Finance team responds within 2 business hours · No obligation